Indian Bank FD Interest Rates

Indian Bank offers Fixed Deposit (FD) schemes with competitive interest rates to fulfill the financial needs of its customers. Basically, fixed deposits are very popular investment choice for individuals looking for a safe and secure way to grow their savings. After, comparing all banks Fixed Deposit interest rates, we are going to discuss in details about Indian Bank FD interest rates.

Indian Bank Fixed Deposit Interest Rates(w.e.f. 04.03.2023)

Tenure	Less than Rs. 2 crore
7 days to 14 days	2.80
15 days to 29 days	2.80
30 days to 45 days	3.00
46 days to 90 days	3.25
91 days to 120 days	3.50
121 days to 180 days	3.85
181 days to 9 months	4.50
9 months to 1 year	4.75
Ind Supreme 300 Days (w.e.f 01.07.23 valid upto 31.10.23)	7.05
1 year	6.10
Above 1 year to 2 years	6.30
Ind Super 400 Days (w.e.f 20.04.23 valid upto 31.10.23)	7.25
2 years to 3 years	6.70
3 years to 5 years	6.25
5 year	6.25
Above 5 years	6.10

Note:- Rate for NRO Deposits is same as of Domestic deposit rates.

Indian Bank Special Deposit Rates (SUPER 400 DAYS)

“IND SUPER 400 DAYS” has been launched w.e.f 6.03.2023 offering higher rate of interest for investment  starting from Rs.10000 to less than 2 Crore for  400 days in the form of FD/MMD with callable options.

Note:-

• Above all interest rates are revised from 20/04/2023.
• Scheme Extended till 31.10.2023

IND SUPREME 300 DAYS

IND SUPREME 300 DAYS” has been launched w.e.f 01.07.2023 offering  attractive rate of interest for investment  starting from Rs. 5000 to less than 2 Crore for 300 days in the form of FD/MMD with callable options.

Category	Rate of Interest ( %p.a)
Public	7.05 %
Senior Citizen	7.55 %
Super Senior Citizen	7.80 %

Indian Bank FD Interest Rates w.e.f. 07.02.2023

For Deposit Rs.2 Cr to Rs.5 Cr
Tenure	Callable (Where Pre- mature withdrawal is allowed)	Non-Callable (Where Pre-mature withdrawal is not allowed)
7 days to 14 days	5.00%	5.00%
15 days to 29 days	5.00%	5.00%
30 days to 45 days	6.00%	6.00%
46 days to 90 days	5.25%	5.25%
91 days to 120 days	5.25%	5.25%
121 days to 180 days	5.50%	5.50%
181 days to 9 months	5.50%	5.50%
9 months to 1 year	6.25%	6.25%
1 year	6.70%	6.70%
Above 1 Year to 2 Year	6.65%	6.65%
Above 2 years to 3 years	6.10%	6.10%
Above 3 years to 5 years	6.00%	6.00%
5 Years	6.00%	6.00%
Above 5 Years	6.00%	6.00%

Note:-

• Above all FD interest Rates are revised from 07.02.2023.
• The following interest rates are also applicable to NRE term deposits, Tax Saver Scheme and Capital Gains Scheme.

Another Key Point

• For Domestic Term Deposit an additional rate of interest 0.50% p.a. is offered by the Bank for senior citizens for an amount up to Rs. 10 crore.
• A Special Term Deposit Account for Senior Citizen is offering additional 0.25% higher rate of interest over & above the additional rate(i.e @0.50%) that is presently being offered for normal Senior Citizen on Term Deposit for all deposit buckets. So, total extra rate for Senior citizen will be (0.50+0.25=0.75).
• For Super Senior Citizen (80 year and above age), an additional interest rate @0.25% over & above the normal+additional rate for senior citizen (i.e above 60 year) is being offered. So, for Super Senior Citizen the rate of interest will be (0.50%+0.25%+0.25%=1.00%)
• In case of NRE deposit, an additional rate of interest @0.50% for senior citizen is not allowed.
• Indian Bank Helpline No. 1800-425-00000.

Also, for more information about FD interest rates visit the site of Indian Bank Click Here.

Also Read:-

• PNB FD Interest Rates
• Canara Bank FD Interest Rates
• Bank of Baroda FD Interest Rates